Pre-retirement years

During your pre-retirement years, super 'suddenly' becomes your major focus — retirement is just around the corner! Money that once went into a mortgage now goes into wealth accumulation, particularly super, as you start thinking about the lifestyle you want in retirement.

For some, this stage of life may start at 45 or 50, while for others the pre-retirement years may start at 55, 60, or even later, depending on when you plan to retire.